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Life Insurance

At State to State Insurance we go far beyond being standard insurance agents—we aim to be the insurance experts you trust to protect your most significant asset—your life.

From providing you with reliable auto insurance, home and business coverage, we continue to go above and beyond by protecting your life with dependable NY, NJ and PA life insurance. We understand that trying to secure the right life insurance plan can get a bit stressful—and it certainly takes time. From the necessary research to weighing the pros and cons of term life insurance versus whole life, variable and beyond—it’s easy to get overwhelmed.

Which is why we’re here for you. As your leading life insurance company, our agents are well versed in all aspects of the life insurance industry. Clients will benefit from a team that wants to be your more than just your insurance provider—we want to be the trusted coverage specialist you rely on to manage all of your NY, NJ and PA life insurance needs.

In addition to helping you navigate your way through one of the most valuable policy decisions you will ever have to make; we pledge to secure you a custom life insurance plan you can depend on—and one that is exclusively tailored to your personal needs.

Term life insurance, whole life insurance, universal life insurance, variable life insurance, survivorship insurance… the list and combinations seem endless. At State to State Insurance we want to help you determine which insurance policy type is right for you. Our dedicated team of life insurance professionals understands market and regulations and can find the right plan – or mixture of options – that fit your unique needs.

Term Life Insurance Basics:

  • Coverage for a “term” or period of your life.
  • Lower premiums for higher coverage.
  • Rates can change after specific terms expire.
  • No equity – cannot be used as cash value.

Whole Life Insurance Basics:

  • Exactly like it says – permanent, not for a specific period.
  • Protection carries with you your whole life.
  • Can build equity and have cash value.
  • Higher premiums than term life, but can be more valuable in the long run.

Term and Whole Life Combined:

  • Build lifelong base of whole live coverage.
  • Supplement specific times of your life with term insurance.

With so many alternatives it’s understandable that you may feel a bit frustrated—so why don’t you enjoy living your life and leave the insurance part to us! It’s all about you, and you are certainly worth insuring with comprehensive life insurance. Contact State to State Insurance – the preferred life insurance company – for a complimentary coverage evaluation.

Let one of our life insurance experts get you started on the right path with more information and a free life insurance quote today!